U
SER
’
S
G
UIDE
— 75
Accumulative Memory
µ
, 14
Amortization and Remaining Balance, 30
Amortization List for a Range of Payments or Years, 36
Amortization List for Individual Payment(s), 35
Amortization List for Individual Year(s)—Using “Next” Feature, 33
Amortization List for Individual Year(s)—Using Month Offset, 34
Appendix, 70
Appreciation/Future Value, 37
APR Example (U.S.), 63
Auto Shut-Off, 71
Balloon Payment, 36
BASIC ARITHMETIC EXAMPLES, 17
Basic Operation Keys, 1
Battery, 71
Bi-Weekly Mortgages, 25
Bi-Weekly Mortgages (U.S.), 64
BUYER PRE-QUALIFYING, CANADA, 40
CALCULATOR SETTINGS, 10
Canadian Mortgage Insurance, 29
Canadian/U.S. Mode, 11
Cash Flow Examples (U.S. and Canadian), 51
Cash Flow Keys, 8
DATE FUNCTION, 20
Decimal Place Selection, 10
Default Settings, 70
Error Codes, 71
EXAMPLES—CANADIAN MODE, 21
EXAMPLES—U.S. MODE, 56
Feet to Meters Conversions, 19
Figuring Straight Percent Commission, 18
Finding Mortgage Amount Based on Sales Price and Down Payment, 26
Future Value, 37
Interest-Only Payment, 56
Interest Only Qualifying, 67
Interest Rate, 23
KEY DEFINITIONS, 1
Loan Payment (U.S.), 56
Loan-to-Value (LTV), 27
MEMORY, 14
Memory Storage Keys (M0-M5), 15
Meters to Feet Conversions, 19
Monthly Mortgage Payment, 22
Mortgage Amount, 23
Non-Monthly Mortgages, 24
Paying Off a Mortgage Early, 23
Payment – P&I, 22
INDEX