Calculated Industries Pocker Real Estate Master 3400, User Manual

Page 1: ...PRG3400E D indd 1 1 17 2011 9 41 23 AM www calcert com sales calcert com 1 800 544 2843 0 5 10 15 2025 30 ...

Page 2: ...mount 10 Interest Only Payment Calculation 10 Interest Only Payment Entry 11 Quarterly Payment 11 Amortization Total Interest and Principal Paid 11 Total Interest and Principal for Range of Payments 12 Total Interest Principal and Remaining Balance for Range of Years 13 Ballo Trust Fully Futu Date Delta Accurac Repair a Warrant Key D Basic O sO 0 9 and PRG3400E D indd 2 1 17 2011 9 41 23 AM www ca...

Page 3: ...Shut Off 16 Repair and Return 17 Warranty 18 Key Definitions Basic Function Keys O On Clear Key Turns power on Pressing once clears the display Pressing twice clears all tempo rary values sO Off turns all power off clearing all non permanent registers Arithmetic operation keys 0 9 and Digits used for keying in num bers Percent four function x percent PRG3400E D indd 3 1 17 2011 9 41 24 AM www calc...

Page 4: ...t A term does not need to be entered to solve interest only payments T Term of Loan Enters or solves for the number of years A second press will display the number of periods I Interest Enters or solves the annual interest rate A second press will display the periodic monthly interest rate sL Future Value Enters or solves for the future value of a financial problem s Note I perman means values Amo...

Page 5: ... will stay in memory Amortization Keys a Amortization Displays the range of payments total interest total principal total payments and remaining balance for an entered number of years or periods For example to amortize year 1 enter 1a to display the total P I reduction for payments 1 12 sa Remaining Balance Displays the remaining balance of the loan for an entered number of years or periods e g 1s...

Page 6: ...y loans or 12 payments per year Pmts Yr To change to other than 12 payments per year use the s and keys e g to set a loan to 6 payments per year press 6s Note Remember to change back to 12 by either resetting 12s or performing a Clear All Reset s Delta Percent s Delta Percent Key Δ Finds the percent change between two values Percen The per a given add on For exa 800 250 25 100 Memo M sM s MM Note ...

Page 7: ...ample 800 25 200 00 250 10 275 00 25 5 23 75 100 50 200 00 Memory M Store value in semi permanent memory e g 150M sM Recall memory value e g if 150 has been stored in Memory pressing sMwill display s MM Clears memory value Note Semi permanent means the value is not cleared by pressing Otwice Value is also cleared when the calculator is turned off PRG3400E D indd 7 1 17 2011 9 41 24 AM www calcert ...

Page 8: ...ear All CAUTION Use this only when you wish to return the calculator to its default values LOAN EXAMPLES Monthly Payment Find the monthly payment on a 30 year loan of 220 000 at 7 5 annual interest rate Keystroke Display oo 0 00 220000l 220 000 00 7 5I 7 50 30T 30 00 P 1 538 27 Term How lon 275 00 paymen Keystroke oo 275 6 5 170 T How lon 275 00 paymen Keystroke T Interes Find the the loan years a...

Page 9: ... 1700P 1 700 00 T 32 23 How long does it take to pay off a loan of 275 000 at 6 5 interest if you make payments of 1 700 each month Keystroke Display T 386 76 Interest Rate Find the interest rate on a mortgage where the loan amount is 155 000 term is 30 years and the monthly payment is 1 100 Keystroke Display oo 0 00 155000l 155 000 00 30T 30 00 1100p 1 100 00 I 7 65 cont d PRG3400E D indd 9 1 17 ...

Page 10: ...0 00 L 167 501 32 Interest Only Payment Calculation Find the interest only payment on a loan of 15 000 at 9 interest Keystroke Display oo 0 00 15000l 15 000 00 9I 9 00 sp 112 50 cont d Interes How mu rate is 7 gage an each m Keystroke oo 7I 100 L Quarte Find the loan of rate Keystroke oo 4s 10T P 12s Amort Princip How mu paymen 180 00 PRG3400E D indd 10 1 17 2011 9 41 24 AM www calcert com sales c...

Page 11: ... Keystroke Display oo 0 00 7I 7 00 1000sp 1000 00 L 171 428 57 Quarterly Payment Find the quarterly payment on a 10 year loan of 15 000 at 10 annual interest rate Keystroke Display oo 0 00 4s 4 00 10T 10 00 P 597 54 12s return to 12 pmts yr 12 00 Amortization Total Interest and Principal Paid How much interest principal and total payments will you pay on a 30 year 180 000 loan at 7 interest PRG340...

Page 12: ...al will you pay in payments 1 5 on a 30 year 100 000 loan at 7 interest Keystroke Display oo 0 00 100000L 100 000 00 7I 7 00 30T 30 00 P 665 30 5s a range of payments 1 5 a total interest 2 911 86 a total principal 414 66 a total payments 3 326 51 Total I Remai of Yea How mu you pay 100 00 remaini Keystroke oo 100 7I 30T P 5a a to a to a to a re Note A higher th ic rather PRG3400E D indd 12 1 17 2...

Page 13: ...a 30 year 100 000 loan at 7 interest What is the remaining balance after payments 1 36 Keystroke Display oo 0 00 100000L 100 000 00 7I 7 00 30T 30 00 P 665 30 5a range of payments 1 60 a total interest 34 049 74 a total principal 5 868 41 a total payments 39 918 15 a remaining balance 94 131 59 Note Any number entered into athat is higher than the term will be considered period ic rather than annu...

Page 14: ...ears remaining 100 per month in incoming payments and you desire a 25 return What will you pay for the mortgage What if you desire a 20 yield Keystroke Display oo 0 00 25I 25 00 15T 15 00 100P 100 000 L price 4 682 68 20I 20 00 L new price 5 693 80 Future What w 3 years appreci Note Se Keystroke oo 1s 200 3T 8 5 sL 12s Date E If a 45 d what is Keystroke oo 4 2 45 Your es If today days un from the ...

Page 15: ...eystroke Display oo 0 00 1s 1 00 200000L 200 000 00 3T 3 00 8 5I 8 50 sL 255 457 83 12s return to 12 pmts yr 12 00 Date Examples If a 45 day escrow begins April 26 2007 what is the closing date Keystroke Display oo 0 00 4 26 07 4 26 07 45 45 06 10 07 Your escrow closing date is June 10 2007 If today s date is April 26 2007 how many days until it closes Subtract today s date from the closing date c...

Page 16: ...calculator should ever lock up press Reset a small hole located above the a key upper right using the end of a paper clip Accuracy The normal display is nine 9 digits Each calculation is carried out internally to 12 digits Auto Shut Off After 8 to 12 minutes of non use Batter Battery Battery To repla head sc screw in located Carefull the old with one the pos the batt cont d PRG3400E D indd 16 1 17...

Page 17: ...l Phillip s head screwdriver and unscrew the single screw in the center of the battery door located on the back of the calculator Carefully remove the battery door remove the old battery from the clips and replace it with one new CR 1620 battery Make sure the positive side is facing up Replace the battery door and reattach the screw PRG3400E D indd 17 1 17 2011 9 41 24 AM www calcert com sales cal...

Page 18: ...arranty If you believe you need to return 4 your product please call a Calculated Industries representative between the hours of 7 00 a m and 4 30 p m Pacific Time for additional information and a Return Merchandise Authorization RMA Call toll free 1 800 854 8075 Outside U S A 1 775 885 4900 Warra Warran Calculate against d for a per original c defect ex its discre remanuf remanuf THE WA PRODUC MI...

Page 19: ...E WARRANTY WILL NOT APPLY TO THE PRODUCT IF IT HAS BEEN DAMAGED BY MISUSE ALTERATION ACCIDENT IMPROPER HANDLING OR OPERATION OR IF UNAUTHORIZED REPAIRS ARE ATTEMPTED OR MADE SOME EXAMPLES OF DAMAGES NOT COVERED BY WARRANTY INCLUDE BUT ARE NOT LIMITED TO BATTERY LEAKAGE BENDING A BLACK INK SPOT OR VISIBLE CRACKING OF THE LCD WHICH ARE PRESUMED TO BE DAMAGES RESULTING FROM MISUSE OR ABUSE To obtain ...

Page 20: ...y or non warranty repair service for goods purchased outside the U S contact the dealer through which you initially purchased the product If you cannot reasonably have the product repaired in your area you may contact CI to obtain current product repair information and charges including freight and duties Discla CI MAKE REPRES IMPLIED PRODUC MERCHA PARTICU PRODUC KEYSTR ACCURA MATERI PURCHA TO ITS...

Page 21: ... MATERIAL IS SOLD AS IS AND YOU THE PURCHASER ASSUME THE ENTIRE RISK AS TO ITS QUALITY AND PERFORMANCE IN NO EVENT WILL CI BE LIABLE FOR DIRECT INDIRECT SPECIAL INCIDENTAL OR CONSEQUENTIAL DAMAGES RESULTING FROM ANY DEFECT IN THE PRODUCT OR ITS DOCUMENTATION The warranty disclaimer and remedies set forth above are exclusive and replace all others oral or written expressed or implied No CI dealer a...

Page 22: ...n certified to comply with the limits for a Class B computing device pursuant to Subpart J of Part 15 of FCC rules Looking for New Ideas Calculated Industries a leading manufacturer of special function calculators and digital measuring instruments is always looking for new product ideas in these areas If you have a new product idea please visit improving this product or other products under Contac...

Page 23: ... 1 11 PRG8509E B ion or bility ages may s you ve o state o art J culators s s in ase visit lated s about ucts m PRG3400E D indd 23 1 17 2011 9 41 25 AM www calcert com sales calcert com 1 800 544 2843 0 5 10 15 2025 30 ...

Page 24: ...PRG3400E D indd 24 1 17 2011 9 41 25 AM www calcert com sales calcert com 1 800 544 2843 0 5 10 15 2025 30 ...