30
|
P a g e
mada
User
Guide
v1.04
11. RESPONSE CODE
CODE DESCRIPTION
ACTION
000 Approved
Approve
001 Honor
with
identification
Approve
003 Approved (VIP)
Approve
007 Approved,
update
ICC
Approve
087 Offline Approved (Chip only)
Approve
089 Unable to go On-line. Off-line approved (Chip only)
Approve
100 Do not honor
Decline
101 Expired card
Decline
102 Suspected fraud (To be used when ARQC validation fails)
Decline
103 Card acceptor contact acquirer
Decline
104 Restricted
card
Decline
105 Card acceptor call acquirer’s security department
Decline
106 Allowable PIN tries exceeded
Decline
107 Refer to card issuer
Decline
108 Refer to card issuer’s special conditions
Decline
109 Invalid merchant
Decline
110 Invalid amount
Decline
111 Invalid card number
Decline
112 PIN data required
Decline
114 No account of type requested
Decline
115 Requested function not supported
Decline
116 Not sufficient funds
Decline
117 Incorrect PIN
Decline
118 No card record
Decline
119 Transaction not permitted to cardholder
Decline
120 Transaction not permitted to terminal
Decline
121 Exceeds withdrawal amount limit
Decline
122 Security violation
Decline
123 Exceeds withdrawal frequency limit
Decline
125 Card not effective
Decline
126 Invalid PIN block
Decline
127 PIN length error
Decline
128 PIN key synch error
Decline
129 Suspected counterfeit card
Decline
182 Invalid date (Visa 80)
Decline
183 Cryptographic error found in PIN or CVV (Visa 81)
Decline
184 Incorrect CVV (Visa 82)
Decline