3.2.8.
Cardholder Point of Sale Application Selection
The cardholder POS app selection is only enabled for specific acquirers. The menu appears
before pin entry where the customer can choose which payment application he wants to use
for that transaction. Here is a list of menu items:
This is what happens in a Chip & PIN transaction with the cardholder point of sale application
selection enabled:
1. Transaction is initiated in the POS app on the smartphone, computer, or tablet
2. When message “INSERT CARD” appears, insert card in the EMV chip reader (see #12 in
section 1.2) with the chip facing up and towards the HiLite card reader
3. When the POS application menu appears, scroll menu using
[Up arrow] and
[Down arrow] to find the right POS app
4. Press
[OK button] to select POS app
5. Enter PIN using the keypad and press
[OK button] (use
[back button] to erase
and then the keypad to re-enter pin if you make a mistake)
6. When message “REMOVE CARD” appears, remove the card from the EMV chip reader
The merchant is responsible for providing the customer with the receipt from the POS app.
Menu item
Credit
Debit
Cash Benefit
Food Stamp
Gift Card
Private Label
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