background image

 12  Getting Started

by an operation key. Pressing the 

I

 key is optional after entering a 

number, if the next key pressed is an operation. Each time you press an oper-
ation or function key in RPN, the answer is calculated immediately and dis-
played. For example, suppose you wanted to add two numbers in RPN, 1 
and 2. Press 

1I2+

. The result, 

3.00

, is calculated and dis-

played immediately. 
There are four special registers used for storing numbers during calculations, 
which are stacked on top of one another. Called the 

stack

, these registers are 

designated 

X,Y, Z,

 and 

T

. X is on the bottom, and T is on the top. Most often, 

the number in the display is the number in the X-register. Primarily, the num-
bers in the X- and Y-registers are the numbers used in calculations. The Z and 
T registers are used for the automatic retention of intermediate results during 
chain calculations.

The 

I

 key separates numbers in the vertical stack and positions them 

in the X- and Y-registers, and, in addition to displaying intermediate results, 
this vertical arrangement of the stack allows you to copy and rearrange num-
bers without reentering them. For more complex problems requiring two or 
more operations, you do not need to enter parentheses to set operational pri-
ority. Key in numbers and operations inside the parentheses first, followed by 
those outside of the parentheses. If a problem has more than one set of 
parentheses, start by working with the operations and numbers in the inner-
most parentheses and work your way out. 
For example, in RPN mode calculate 

. Although this is a 

simple example, you can use the principles introduced here when working 
with more complex problems. 

3 4

+

(

)

5 6

+

(

)

×

Summary of Contents for 30b Business Professional

Page 1: ...i HP 30b Business Professional Quick Start Guide Edition 1 HP Part Number NW238 90201 ...

Page 2: ...ors or omissions contained in the manual Hewlett Packard Company shall not be liable for any errors or for incidental or conse quential damages in connection with the furnishing performance or use of this man ual or the examples contained herein Copyright 2009 Hewlett Packard Development Company L P Reproduction adaptation or translation of this manual is prohibited without prior written permissio...

Page 3: ...iii HP 30b Business Professional ...

Page 4: ...am mode 3 Data and Statistics menus 10 Backspace and Reset menu 4 Input key and Memory menu 1 1 Parentheses and RPN roll down and swap keys 5 Up and down arrow scroll and insert and delete keys 12 Black Scholes menu press and hold the shift key followed by the Bond key for Black Scholes menu 6 Shift access shifted function keys and menus printed in blue 13 Two line display 7 On Off 14 Annunciator ...

Page 5: ... Two Line Display 3 Customizing the Calculator 4 Menus Menu Items and Assigning Values to Menu Items 8 The Reset Menu 10 Notes about Special Menus 10 Memory and the Memory Menu 11 Storing and Recalling Numbers 11 Reverse Polish Notation RPN Mode 11 Keys Used to Manipulate the RPN Stack 14 Algebraic Mode 14 Chain Mode 14 Keys and Functions 15 Basic Financial Calculation Example 21 Warranty and Cont...

Page 6: ...II Replacing the Batteries 24 Customer Care 26 Product Regulatory Environment Information 31 Federal Communications Commission Notice 31 ...

Page 7: ...alculators The user s guide may be found on the website and it is highly recommended you refer to the user s guide to thoroughly familiarize yourself with the many features of your calcu lator The Keys Aside from the shift key all of the keys on the HP 30b calculator per form more than one function The primary function of a key is indicated by the characters printed in white on the upper face of t...

Page 8: ...here are a total of 12 annunciators When displayed each signifies the status of the calculator in certain opera tions When applicable the descriptions below identify when an indicator appears on screen In this manual the highlighted portion of the key symbol or symbols repre sents the active function of the key Unless otherwise indicated press and release the desired key or key combination in orde...

Page 9: ...value of an item This request only applies to items that can be calculated The On Key Pressing the On key O one time cancels current number entries mathematical operations or a menu selection in that order Pressing O repeatedly when performing multiple operations cancels one operation at a time from the latest to the earliest For information on resetting the calculator with the Reset menu refer to...

Page 10: ... Mode menu including setting the default language for messages displayed on screen To open the Mode menu press u Use the arrow keys and to navigate through the menu To view the available options in a menu and change a setting press I with an item displayed The displayed setting is the active setting To exit the menu press O Table 1 1 Customizing the Calculator Display Function Description Turn the...

Page 11: ... find you need to change the FIX setting often use the following shortcut 1 Press and release it Check that the secondary function annunciator is displayed 2 Press again and without releasing it press a key 0 9 that corresponds to the desired FIX setting FIX settings for 10 and 1 1 are not available using this shortcut If you press the decimal point instead of a numbered key FIX 1 is selected Degr...

Page 12: ... to that date Monday is 1 and Sunday is 7 NOTE in 360 day calendar mode Cal 360 days of the week are displayed only if the date is valid 1 23 or 1 23 Selects point or comma as decimal separator Default is decimal point 1 23 Pressing I toggles between these options 1000 00 1 000 00 1000 00 or 1 000 00 Selects thousands separator Default is none 1000 00 Pressing I toggles between these options NOTE ...

Page 13: ...een Default is English Pressing I cycles through these options Actual or Cal 360 Calendar options for bonds and date calculations Default is Actual Pressing I toggles between these options Annual or Semiannual Bond type Default is Annual Pressing I toggles between these options TVM Standard or TVM Canada Activate or deactivate the compounding per year option C YR in time value of money TVM calcula...

Page 14: ... menu pressing returns you to the first item Similarly pressing once on the first menu item scrolls to the last item in the menu Some menus have sub menus If an item represents a sub menu pressing I with that menu item displayed opens the sub menu Most menu items consist of two parts a name and an associated number For example the Fixed item in the Break even menu is displayed in Figure 3 Figure 3...

Page 15: ... value for that item based on available data 2 Read only Read only items such as Internal Rate of Return IRR in the IRR menu are display only they are values computed internally by the calculator 3 Write only Write only items such as investment interest rate Inv I in the Net Present Value NPV menu are similar to read write items in that the INPUT annunciator is lit when these items are selected in...

Page 16: ...l All Del Data and Del CF prompts press I again to confirm the reset or O to cancel While working within a specific menu pressing x takes you directly to the item of the Reset menu that allows you to reset that specific menu For example if you are working in the Bond menu and you wish to reset all your entries in the Bond menu with any item of the Bond menu displayed press x Bond displays on scree...

Page 17: ...y the menu Pressing I with this number displayed resets the memory of the dis played menu item and erases all entered data Since entering data in these menus can represent a significant amount of work you will be asked to con firm your choice At the Del Data or Del CF prompts press I to con firm or O to cancel Storing and Recalling Numbers To store a number in the display press followed by the num...

Page 18: ...ers used in calculations The Z and T registers are used for the automatic retention of intermediate results during chain calculations The I key separates numbers in the vertical stack and positions them in the X and Y registers and in addition to displaying intermediate results this vertical arrangement of the stack allows you to copy and rearrange num bers without reentering them For more complex...

Page 19: ...es See Table 1 2 Table 1 2 Keys Display and Description 3I 4 Inputs the numbers and the operation in the first set of parentheses Intermediate results are displayed Note the and RPN annunciators 5I 6 Inputs the numbers and the operation in the second set of parentheses Intermediate results are displayed Note the annunciator Finishes the operation and displays the results ...

Page 20: ...lgebraic mode use parenthe ses to set the order of operation and key in the expression as it is written from left to right Press u five times followed by I to set the operating mode to Algebraic The message on screen Algebraic con firms your choice Press O to return to the default calculator screen then press J 3 4D 5 6DK Note the expression displays on screen in the order in which it is keyed Pre...

Page 21: ... periods Multiplies a value by the number of payments per year and stores as N Y Stores or calculates the nominal annual interest rate Interest Conversion menu Used to convert between Nominal Nom and Effective Eff interest rates given compounding periods per year C YR V Stores or calculates the present value PV To a lender or borrower PV is the amount of a loan to an investor PV is the initial inv...

Page 22: ...ion of assets with six different depreciation models C Cash Flow list Enter cash flows into the list as a set of numbered pairs CF n and CF n where n is the index of the cash flow list y Data menu Enter and store data for statistical operations Enter a list of x values for one variable statistics a list of pairs x F for weighted one variable statistics a list of numbers x for one variable statisti...

Page 23: ...ou want select a sub menu Descriptive Predictions Sums and Quartiles by pressing or Press I to open it P Break even menu Used to analyze problems involving profit manufacturing cost and a fixed price to develop and market products sold at a given price B Bond menu Used for bond calculations Date Calculation menu The Date Calculation menu is used to calculate the number of days between two dates or...

Page 24: ...he Memory menu contains the following items the contents of memories 1 9 and 0 the number of entries in the Cash Flow memory the number of entries in the Statistics memory and the remaining memory slots D Parentheses u Mode menu Sets calculator preferences and number display E Program Creates programs See the HP 30b Business Professional User s Guide for more information about creating and editing...

Page 25: ...mber x Reset menu Resets some or all of the registers o Insert Inserts a number into a list j Delete Deletes a number from a list p Calculates sine q Calculates cosine r Calculates tangent s Math menu Includes trigonometric and inverse trigonometric functions probability absolute value logarithmic functions and PI k Calculates natural log Table 1 3 Keys and Descriptions Keys Description ...

Page 26: ...unction is used to calculate x for non integers or negative numbers h Calculates y to the x power i Calculates the reciprocal b nPr the number of permutations of n items taken r at a time c nCr the number of combinations of n items taken r at a time d In Chain or Algebraic mode recalls the result of the last operation In RPN mode returns the content of the Last Number variable Table 1 3 Keys and D...

Page 27: ... the monthly payment amount on a 30 year loan of 125 000 00 with a 6 9 annual interest rate compounded monthly Assume payments occur at the end of the compounding period and there are 12 payments per year This problem may be calculated in RPN Algebraic or Chain mode The problem is calculated in the table below with the mode menu items in their default settings e Rounds x internally to the number s...

Page 28: ...s the number of payments per year as required by the problem To change the number of payments per year key in the desired number then press I Note this value remains stored until you change it 360N Enters the number of monthly compounding periods N for a 30 year loan 12 payments per year for 30 years Table 1 4 Keys Display and Description ...

Page 29: ...t rate as 6 9 1250 00V Enters the present value of the loan 0F Enters the future value of the loan after it has been paid off MT Calculates monthly payment amount Note the sign is negative it is money you pay out Table 1 4 Keys Display and Description ...

Page 30: ...pose of used batteries according to the manufacturer s instructions Do not mutilate puncture or dispose of batteries in fire The batteries can burst or explode releasing hazardous chemicals HP Limited Hardware Warranty and Customer Care This HP Limited Warranty gives you the end user customer express limited warranty rights from HP the manufacturer Please refer to HP s Web site for an extensive de...

Page 31: ...ODIFY AND ARE IN ADDITION TO THE MANDATORY STATUTORY RIGHTS APPLICABLE TO THE SALE OF THIS PRODUCT TO YOU Notwithstanding the above disclaimers HP expressly warrants to you the end user cus tomer that HP hardware accessories and supplies will be free from defects in materials and workmanship after the date of purchase for the period specified above If HP receives notice of such defects during the ...

Page 32: ...need assistance HP customer care can be reached by either email or telephone Before calling please locate the call center nearest you from the list below Have your proof of purchase and calculator serial number ready when you call Telephone numbers are subject to change and local and national telephone rates may apply If your country or area does not appear in the table below or if you need addi t...

Page 33: ... 8368 01 8000 51 HP INVENT Costa Rica 0 800 01 1 0524 Croatia www hp com support Curacao 001 800 872 2881 800 71 1 2884 Czech Republic 296 335 612 Denmark 82 33 28 44 Dominica 1 800 71 1 2884 Dominican Republic 1 800 71 1 2884 Equador 1 999 1 19 800 71 1 2884 Andinatel 1 800 225 528 800 71 1 2884 Pacifitel Egypt www hp com support El Salvador 800 6160 Estonia www hp com support Finland 09 8171 028...

Page 34: ...5 Guyana 159 800 71 1 2884 Haiti 183 800 71 1 2884 Honduras 800 0 123 800 71 1 2884 Hong Kong 800 93301 1 Hungary www hp com support India 1 800 1 14772 Indonesia 21 350 3408 Ireland 01 605 0356 Italy 02 754 19 782 Jamaica 1 800 71 1 2884 Japan 00531 86 001 1 Kazakhstan www hp com support Latvia www hp com support Lebanon www hp com support Lithuania www hp com support Luxembourg 2730 2146 Malaysi...

Page 35: ...00 71 1 2884 Netherlands 020 654 5301 New Zealand 0800 551 664 Nicaragua 1 800 0164 800 71 1 2884 Norway 23500027 Panama 001 800 71 1 2884 Paraguay 009 800 541 0006 Peru 0 800 101 1 1 Philippines 2 867 3551 Poland www hp com support Portugal 021 318 0093 Puerto Rico 1 877 232 0589 Romania www hp com support Russia 495 228 3050 Saudi Arabia www hp com support Serbia www hp com support Singapore 627...

Page 36: ...French 022 827 8780 Switzerland 01 439 5358 Switzerland Italian 022 567 5308 Taiwan 00801 86 1047 Thailand 2 353 9000 Trinidad Tobago 1 800 71 1 2884 Tunisia www hp com support Turkey www hp com support Turks Caicos 01 800 71 1 2884 UAE www hp com support United Kingdom 0207 458 0161 Uruguay 0004 054 177 US Virgin Islands 1 800 71 1 2884 USA 800 HP INVENT Venezuela 0 800 474 68368 0 800 HP INVENT ...

Page 37: ... the separation between the equipment and the receiver Connect the equipment into an outlet on a circuit different from that to which the receiver is connected Consult the dealer or an experienced radio or television technician for help Modifications The FCC requires the user to be notified that any changes or modifications made to this device that are not expressly approved by Hewlett Packard Com...

Page 38: ...liance with these directives implies conformity to applicable harmonized European standards European Norms which are listed on the EU Declaration of Conformity issued by Hewlett Packard for this product or product family This compliance is indicated by the following conformity marking placed on the product Hewlett Packard GmbH HQ TRE Herrenberger Strasse 140 71034 Boeblingen Ger many The official ...

Page 39: ...cial handling when recycled or disposed in California This symbol on the product or on its packaging indicates that this product must not be disposed of with your other household waste Instead it is your responsibility to dispose of your waste equipment by handing it over to a designated collection point for the recycling of waste electrical and electronic equipment The separate collection and rec...

Page 40: ...34 Getting Started ...

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