,PSRUWDQW6DIHW\,QVWUXFWLRQV
:KHQLQVWDOOLQJDQGXVLQJWKLVHOHFWULFDOHTXLSPHQWEDVLFVDIHW\
SUHFDXWLRQVVKRXOGDOZD\VEHIROORZHGLQFOXGLQJ
5($'$1')2//2:$//,16758&7,216%()25(23(5$7,1*
7+(63$
:$51,1* 7R UHGXFH WKH ULVN RI LQMXU\ GR QRW SHUPLW FKLOGUHQ WR XVH
WKLVSURGXFWXQOHVVWKH\DUHFORVHO\VXSHUYLVHGDWDOOWLPHV
:$51,1*$JURXQGLQJZLUHFRQQHFWRULVSURYLGHGRQWKLVXQLWWRFRQ
QHFWDPLQLPXP1R$:*PP
VROLGFRSSHUFRQGXFWRUEHWZHHQ
WKLV XQLW DQG DQ\ PHWDO HTXLSPHQW PHWDO HQFORVXUHV RI HOHFWULFDO
HTXLSPHQW PHWDO ZDWHU SLSH RU FRQGXLW ZLWKLQ IHHW P RI WKH
XQLW
'$1*(5
5LVNRI$FFLGHQWDO'URZQLQJ
([WUHPHFDXWLRQPXVWEHH[HU
FLVHGWRSUHYHQWXQDXWKRUL]HGDFFHVVE\FKLOGUHQ7RDYRLGDFFLGHQWV
HQVXUHWKDWFKLOGUHQFDQQRWXVHWKLVVSDXQOHVVWKH\DUHVXSHUYLVHGDW
DOOWLPHV
'$1*(5
5LVN RI ,QMXU\
7KH VXFWLRQ ILWWLQJV LQ WKLV VSD DUH VL]HG WR
PDWFK WKH VSHFLILF ZDWHU IORZ FUHDWHG E\ WKH SXPS 6KRXOG WKH QHHG
DULVHWRUHSODFHWKHVXFWLRQILWWLQJVRUWKHSXPSEHVXUHWKDWWKHIORZ
UDWHVDUHFRPSDWLEOH1HYHURSHUDWHWKHVSDLIWKHVXFWLRQILWWLQJVDUH
EURNHQ RU PLVVLQJ 1HYHU UHSODFH D VXFWLRQ ILWWLQJ ZLWK RQH UDWHG OHVV
WKDQWKHIORZUDWHPDUNHGRQWKHRULJLQDOVXFWLRQILWWLQJ
'$1*(5
5LVN RI (OHFWULF 6KRFN
,QVWDOO DW OHDVW IHHW P IURP
DOO PHWDO VXUIDFHV$V DQ DOWHUQDWLYH D VSD PD\ EH LQVWDOOHG ZLWKLQ
IHHW P RI PHWDO VXUIDFHV LI HDFK PHWDO VXUIDFH LV SHUPDQHQWO\
FRQQHFWHGERQGHGE\DPLQLPXP1R$:*PP
VROLGFRSSHU
FRQGXFWRUDWWDFKHGWRWKHZLUHFRQQHFWRURQWKHJURXQGLQJOXJLQVLGH
WKHHTXLSPHQWFRPSDUWPHQWRQWKHHTXLSPHQWER[
'$1*(5
5LVNRI(OHFWULF6KRFN
'RQRWSHUPLWDQ\HOHFWULFDODSSOLDQFH
VXFKDVDOLJKWWHOHSKRQHUDGLRWHOHYLVLRQHWFZLWKLQIHHWPRI
DVSDXQOHVVVXFKDSSOLDQFHVDUHEXLOWLQE\WKHPDQXIDFWXUHU
(/(&75,&$/ 6833/< 7KH HOHFWULFDO VXSSO\ IRU WKLV SURGXFW PXVW
LQFOXGHDVXLWDEO\UDWHGVZLWFKRUFLUFXLWEUHDNHUWRRSHQDOOXQJURXQGHG
VXSSO\ FRQGXFWRUV WR FRPSO\ ZLWK VHFWLRQ RI WKH 1DWLRQDO
(OHFWULFDO &RGH $16,1)3$ 7KH GLVFRQQHFW PXVW EH UHDGLO\
DFFHVVLEOHDQGYLVLEOHWRWKHVSDRFFXSDQWEXWLQVWDOOHGDWOHDVWIHHW
PIURPWKHVSDZDWHU
:$51,1* 7R5HGXFHWKH5LVNRI,QMXU\
$ 7KH ZDWHU LQ D VSD VKRXOG QHYHU H[FHHG ) & :DWHU
WHPSHUDWXUHVEHWZHHQ)&DQG)&DUHFRQVLGHUHG
VDIHIRUDKHDOWK\DGXOW/RZHUZDWHUWHPSHUDWXUHVDUHUHFRPPHQGHG
3DJH