0L[LQJVSUD\LQJDJHQWVDQGILOOLQJWKHVSUD\LQJDJHQWWDQN8VLQJWKHSUHVVXUHVSUD\HU
(1*/,6+
,GHQWLILFDWLRQRIWKHWDQN
FRQWHQWV
$WWDFKWKHUHOHYDQW
VWLFNHUWRWKHVSUD\LQJ
DJHQWWDQNWRLQGLFDWHWKH
FRQWHQWVRIWKHWDQNLH
KHUELFLGHIXQJLFLGHRU
LQVHFWLFLGH
7KHGHVLJQDWLRQRIWKH
VSUD\LQJDJHQWXVHGKDV
WREHDWWDFKHGWRWKH
GHYLFHDQGKDVWREH
XSGDWHGHYHU\WLPHZKHQ
WKHVSUD\LQJDJHQWLV
FKDQJHG
&$87,21
1HYHUILOOGLIIHUHQWVSUD\LQJDJHQWVLQWRWKH
VSUD\LQJDJHQWWDQNZLWKRXWILUVWWKRURXJKO\
FOHDQLQJWKHWDQNDQGDOOSDUWVWKDWFRPHLQWR
FRQWDFWZLWKWKHVSUD\LQJDJHQWDQGIOXVKLQJWKH
V\VWHPZLWKSOHQW\RIFOHDQZDWHU
1HYHUXVHDJJUHVVLYHDFLGRUVROYHQWFRQWDLQLQJ
FOHDQLQJDJHQWVJDVROLQHIRUH[DPSOH
8VLQJWKHSUHVVXUHVSUD\HU
(QVXUHWKDW\RXIROORZDOORIWKHVDIHW\
LQVWUXFWLRQVZKHQXVLQJWKHSUHVVXUHVSUD\HU
(YHU\WLPH\RXXVHWKHSUHVVXUHVSUD\HUILUVW
FKHFNLWDOORYHUWRHQVXUHLWLVVDIHWRXVH
DFFRUGLQJWRVHFWLRQ
8.1 Spraying
x
:KHQDSSO\LQJVSUD\LQJDJHQWHQVXUHE\XVLQJ
DSSURSULDWHPHDVXUHVDQGSURFHGXUHVWKDWWKH
XQLQWHQGHGUHOHDVHRIDJHQWWRRWKHUDUHDVLV
PLQLPL]HGDQGWKHGULIWWRWKHVXUURXQGLQJDUHDV
LVSUHYHQWHG
x
$OZD\VSURFHHGZLWKWKHJUHDWHVWFDUHZKHQ
VSUD\LQJ
x
1HYHUXVHWKHGHYLFHXQGHUZLQG\FRQGLWLRQVRU
LILWLVUDLQLQJDVWKLVZRXOGULVNZLGHVSUHDG
GULIWLQJRIWKHVSUD\LQJDJHQW
x
&KHFNWKHZLQGGLUHFWLRQEHIRUHVWDUWLQJZRUN
DQGVHOHFWWKHVSUD\LQJGLUHFWLRQGRZQZLQGRI
WKHXVHU
x
,WLVEHVWWRSHUIRUPVSUD\LQJZRUNLQWKHPRUQLQJ
RUHYHQLQJDVLWWHQGVWREHOHVVZLQG\WKHQ
x
(QVXUHWKDW\RXRQO\ZHWZKDWLVLQIDFWLQWHQGHG
WREHFRYHUHGZLWKVSUD\LQJDJHQWV
x
1HYHUVSUD\WKHDJHQWWRZDUGVSHUVRQV
DQLPDOVRSHQZLQGRZVRUGRRUVFDUVRU
DQ\WKLQJHOVHWKDWFRXOGEHGDPDJHGE\WKH
VSUD\LQJDJHQW
x
8VHWKHVSUD\QR]]OHVXLWDEOHIRU\RXU
DSSOLFDWLRQ$SSOLFDEOHQR]]OHV6HHVHFWLRQ
x
:KHQVSUD\LQJHQVXUHWKDWWKHVSUD\LQJDJHQW
LVDSSOLHGHYHQO\DQGKRPRJHQHRXVO\WRWKH
WUHDWHGDUHD
x
&DUU\WKHSURSHUO\DGMXVWHGDQGSUHSDUHGGHYLFH
RQ\RXUEDFN
x
/HDYHWKHVKXWRIIYDOYHFORVHGZKHQ\RXVZLWFK
RQWKHSXPSLHGRQRWSXOOWKHOHYHU
x
6HOHFWWKHUHTXLUHGRSHUDWLQJSUHVVXUHDWWKH
SXPSWRJJOHVZLWFKDFFRUGLQJWRWKHUHTXLUHG
UDQJHDQGGHOLYHU\UDWH
,QVHWWLQJ,,WKHSXPSDXWRPDWLFDOO\VZLWFKHVRII
ZKHQWKHRSHUDWLQJSUHVVXUHLVUHDFKHGDWWKH
VKXWRIIYDOYH,IWKHSUHVVXUHGURSVZKLOH
VSUD\LQJWKHSXPSZLOODXWRPDWLFDOO\VZLWFK
EDFNRQDJDLQ7KLVHQVXUHVWKDWWKHIXOOFDSDFLW\
RIWKHUHFKDUJHDEOHEDWWHU\LVXVHGLQWKHEHVW
SRVVLEOHZD\
,QVHWWLQJ,WKHVZLWFKRIISUHVVXUHPD\QRW
DOZD\VEHDWWDLQHGHYHQLIWKHVKXWRIIYDOYHLV
FORVHGDQGWKHSXPSZLOOWKHQUXQFRQWLQXRXVO\
DVDUHVXOW,QWKLVFDVHZHUHFRPPHQG
VZLWFKLQJWKHSXPSRIIPDQXDOO\XVLQJWKHWRJJOH
VZLWFKGXULQJEUHDNVLQVSUD\LQJ
$OZD\VFRPSOHWHO\VZLWFKRIIWKHSXPSXVLQJWKH
WRJJOHVZLWFKEHIRUHH[WHQGHGEUHDNVRUDWWKH
HQGRIVSUD\LQJ
x
1HYHUDOORZWKHSXPSWRUXQZLWKDQHPSW\
VSUD\LQJDJHQWWDQN5XQQLQJWKHSXPSGU\ZLOO
UHVXOWLQSXPSGDPDJH
6SUD\LQJ
+ROGWKHVSUD\WXEHDWWKHVKXWRIIYDOYHLQ\RXU
KDQG
6WDUWWKHVSUD\LQJSURFHVVE\SUHVVLQJWKHVKXWRII
YDOYH
5HOHDVLQJWKHVKXWRIIYDOYHVWRSVWKHVSUD\
SURFHVV
