Financial Calculator User’s Guide
5
Time Lines
Some financial calculators treat both inflows and outflows as positive numbers.
The
Financial Calculator
, however, follows the established convention of treating
inflows as positive and outflows as negative.
•
The calculator displays computed inflows as positive numbers and computed
outflows as negative.
•
You must enter inflows as positive numbers and outflows as negative.
The following time line illustrates this convention.
Applications
You can use the
TVM
application for many annuities (cash-flow problems in which
the cash flows are even). Some examples of common applications are as follows:
Investments with regular deposits:
Loans and mortgages with or without a balloon payment:
Time
Future Value
Enter inflows as positive
Initial Deposit
Enter outflows as negative
Deposit
Loan Amt
23,000
Deposit
-15,000
Balloon Pmt
Deposit
-400
Pmt 1
Deposit
-400
Pmt 2
Loan Amt
-400
Pmt 34
Balloon Pmt
-400
Pmt 35
Pmt
Pmt
Pmt
Pmt
Summary of Contents for Avigo
Page 1: ...Avigo Quick Start Guide Avigo Financial Calculator User s Guide Avigo User s Guide...
Page 28: ...Introducing Avigo 1...
Page 31: ...Setting Up Your Avigo 1...
Page 46: ...Quick Start Short Cuts 2...
Page 61: ...Planning Your Day 3...
Page 65: ...Events To Remember 4...
Page 73: ...Taming Your To Do List 5...
Page 79: ...Keeping In Contact 6...
Page 86: ...Organizing Your Data 7...
Page 92: ...Turning Your Memos Into Action 8...
Page 98: ...Facts Figures and Finances Tracking Your Expenses 9...
Page 104: ...Making Your Sketches Paint A Thousand Words 10...
Page 109: ...Making Everything Add Up 11...
Page 116: ...Additional Features 12...