authorizations can be issued without leaving a trace on the customer's card history. To enable this optional feature
please contact Worldpay Support.
Whether or not requests for $0 amounts are authorized depends on the specific bank and currency the customer uses.
Although many financial institutions accept small authorization amounts (for example, $0.01 or $0), there are a number
of banks that do not. These banks will reject cards that may or may not be valid simply due to the size of the
authorization amount. This will affect cards entered in the Zuora Payments UI as well as through the API. In these
cases, you should increase the default authorization amount.
Risk Screening
Worldpay authorization supports Address Verification Service (AVS), and Card Verification Value / Card Verification
Code (CVV2, CVC). These provide a mechanism for checking the authenticity of a transaction by comparing information
entered by the shopper during the payment process, with details held by the card issuer. You can also configure
whether to receive the AVS/CVC result code or message in the authorization response. If enabled, Zuora will record the
value returned without interpretation.
Zuora does not perform these checks for you; Worldpay must be configured to do so if required. Contact
your Worldpay representative or refer to the help guides in the
for more information.
Worldpay offers two fraud screening products; Risk Management Module (RMM) and Risk Guardian (RG). Both of these
allow you to configure the mapping from the risk check results to the authorization result. If you choose to use either of
these products, you must configure the settings in the Merchant Interface for both live and test environments.
Define Shop Name and Shop URL
Worldpay allows you to set values for ‘Shop name’ and ‘Shop Url’ (which define the name of your business and URL of
your website). To do this, visit the Merchant Interface for the live or test environment and set the values in your profile,
or contact Worldpay Support to request that they do this on your behalf.
It is not possible to use the Zuora SOAP API field softDescriptor, as Worldpay doesn’t support this through their API.
Discover Card Support
Worldpay supports payments by Discover card, but this is disabled by default. If you would like to issue payments with
Discover cards in Zuora, please contact Worldpay Support to enable this feature.
Single Euro Payment Area (SEPA) Direct Debit Payments
By default, the Worldpay SEPA integration supports direct debit payments for these countries: Austria, Belgium, France,
Germany, Ireland, Italy, Netherlands and Spain. SEPA trade schemes vary between countries and there is a settlement
delay of 1 to 5 business days.
The following fields are required by Worldpay for saving a SEPA payment in Zuora:
Updated: Tue, 28 Dec 2021 13:23:23 GMT
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