Canon Financial Manager, Instructions Manual

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Page 2: ...not use it or leave it in direct sunlight Also avoid sudden changes in tempera ture high temperatures low temperatures water high humidity or dirt Use a soft dry cloth to clean the FINAN CIAL In low temperatures the response of the liquid crystal display may be slower than usual This is characteristic of liquid crys 2 tal and is not a malfunction L Key Operation Sign Appears when a l ey operation ...

Page 3: ...Equal Key Used to obtain results and automatically add them to the memory contents I B ecaii Mem ry C ear Mem ry Kelf Depress once to recall the memory contents Depress twice to clear the memory contents Sign Change sign or bers Used to change the the displayed nurn 0 Square Root Key Used to extract square roots ZJ Reciprocal Key Used to calculate reciprocals 0 Compute Key 1 Computes the respectiv...

Page 4: ...ffective in the STAT SF and LOAN modes STAT Calculates coefficient a of the regression line y a bx SF LOAN INT 1 Inputs the payment after entering the number 2 Recalls the payment after depress ing the o key 3 Calculates the payment after de pressing the o key except in the INT mode c b Nh nmber of Per oos Key b Regres sio l Coefficient Key Effective in the STAT SF LOAN and INT modes STAT Calculat...

Page 5: ...pal Key Effective In the LOAN and END modes Calculates the amount of principal paid at a specified payment B Data Input Key Effective in the STAT mode Inputs the x data as one of a pair fu Sum Key Delete Key Effective in the STAT mode i Inputs the data in one variable statistical calculation or the v data in two variable statistical calcula tion 2 Deletes entered data after depress ing the 0 key c...

Page 6: ...ect the memories or the modes The Financial consumes power even if the display is off with this function Turn the power switch OFF when not using the calculator 10 Before m the batteries turn switch Batteries 1 Two sliver oxide batteries G 13 over 2 200 hours of use Two all aline batteries LR44 over 1 000 hours of use 2 When the display dims change both batteries at the same time Be sure to instal...

Page 7: ...opped by its position X 987 300 365555288700 Operation T 1 0 E36 55552887 ill An overflow error does not affect the memory contents 2 When a 0 division by zero is performed 3 When the square root of a negative number is extracted 4 When data exceeds the input range of any function or statistical calculation 5 When the number of data In a statistical calculation is fewer han that needed to calculat...

Page 8: ... 2000 20 20 240 i or 200 i 2o 5 7 I 0 6 12 2 3 56 20 15129 0 5 0 1 34 240 2oo 2oo 200020 I zo J I6o 8 8 or 200820 Com tal i Perc ntage Calculation 1200 12 144 1200012 1QQ_XI5 180 15 1200 17 204 17 20 30 600 40 50 2000 15X20 300 2900 20030 M 40050 M 15020 M 125 40 125040 ____ 5 00 cO 1 2100 160 144 180 204 600 2000 300 2900 5000 M 2100 Memory calculation is not performed during analysis of data wit...

Page 9: ...3890 561 5 433 160 I 03007 23 4 I 0 5560633 85 32763 I 16807 log 123 2 0899051 I I In 123 4 8l 218 355 125 cs 2G 3G i I Gcs J s0s0j 70 0 008 0 1 99 526232 7 3890561 160 I03007 10 5560633 32768 16307 123 2 089905111 123 G 4 81 21s43ss 7 ...

Page 10: ...ai CJ 0 normal 0 0 Clear tile data memol y so 50 Input the selling pnce 30 31 30 Input the p1 ofi t margin 00 35 Cost 2oooG C Total amount of EJG 100000 sales 0o88l 30000 Total amount of profit 18 IE tlliMOie 2 What profit margin is realized when the selling price is 25 and the wholesale cost is 20 Operation Display Comments 0 0 I Set the mode at normal 000 0 Clear The data memories 25 9 25 Input ...

Page 11: ...margin o I07 1428571 Selltng price 358 35 Input another profit margin o 115 3846154 Selling price 20 IV Statistical Calculation A Analysis of Data with One Variable The following values are displayed or cal culated n Number of data x Mean value of data L x x n O n 1 Standard deviation of sample a J L x2 nx2 n 1 O n Standard deviation of population a JL x2 nx2 1 How to Perform the Calculation Setti...

Page 12: ...een entered is displayed after each entry 8 29 625 Mean value l n 1 5 153015761 Standard devia tion of sample 0 1 26 55357143 Sample var1ance I 4 820204871 Standard dev1a ilon of popula t1on 2 How to Com ct Input Errors 1 Enter the same number and depress the o and fu keys to delete the entered data 2 Then enter the correct data and depress the 3 key Operat1on Display Comments 30 3 I 48 c c Input ...

Page 13: ...orm the Calculation Setting MOCC 1 Set Mode Depress the o key to set the mode at STAT 2 Clearing Data Memories Depress the C5 key and then the 00 key to clear the con tents of the data memories Inputting Data 1 Enter the x data and depress the key 2 Enter they data and depress the 3 key Example Obtain the correlation coefficient r and coefficient a b of regression line y a bx using the data in the...

Page 14: ...423 Correlation coefficient 3 980694988 j Regression coefficient b 4 553474903 Iof regression 0 line 350cfu 75 99016407 Estimate x 75cfu 345 4913127 Estimate y 26 2 How to Conect Input Data Enter the incorrect data at the positions so that you can practice mal ing corrections Data No X y 8 20 200 9 30 300 10 40 400 a Correction after x Data is Entered 1 Enter the correct data after the incorrect d...

Page 15: ...g 1 Setting Mode Depress the 0 key to set the INT SF or LOAN mode for the calculation 2 Clearing Data Memories Depress the o key and then the tf key to clear the contents of the data memories before starting calculation Inputting Data and Calculating 1 Depress each respective key 8 8 GJ 8 or 0 after entering data There is no particular order for inputting data _ 2 Depress the 0 key and one of the ...

Page 16: ...t rate N The number of periods or amount of time Calculsting Futur VahJes Examp e 1 What would the accumulated balance be if 5 000 were left on deposit in a savings ac count for five years at an annual interest rate of 6 5 compounded monthly PV FV N 5000 6 5 12 5X 12 Operation Display Comments MODE Set the mode at 0 INT INT 0 0 Clear the data memorres 5000EJ 5000 Input the present value 6 5 1280 0...

Page 17: ...to deposit in a account you want to have 3 000 in years when tile annual interes i rate is 5 5 compounded monthly What if your savings goal is 3 500 or 4 000 l PV 3000 15 5 1 2 15X 12 7 3500 5 5 i 2 5 X 12 4000 5 5 1 5 I MODE CJ 3000E 3500E 4000E lf T 3000 0 458333333 Sel the mode at INT Clear tile data memories Input the future value Input the interes1 rate 60 Input tile number of periods Present...

Page 18: ...value The periodic interest rate PMT N 34 The amount of the payment or installment The number ol payment peri ods or installments I Set the LOAN mode first and then depress the 0 and a keys to set either the BGN or END mode Use the END mode during amortization calculations C Jiclliating the Amollnt of Payment lo m Repayment Examp e 1 If you borrow 1 000 and want to repay the loan over a ten year p...

Page 19: ...ar the data memories 0 19 0 Clear the data memories 5000EJ 5000 Input the present value GGizGCJ 0 5 Input the presen value 6G12 J i Input tile interest 0 5 rate 70 Input tile amount of payment L O 40 Input tile amount of payment 00 196 6558 umber of periods 10 12 0 20 Input tile number of per1ods OEJ 6305 1417 14 111 ioney you can borrow G12G 16 3879 8333 Number of years COM IVDOE BGN Cilange the ...

Page 20: ...ation woo D DO D soooEJ 45E 2001280 DO 0128 508 00 G 12G 558 DO 0128 Display Comments LOAN Set tile mode at LOAN E D LOAN Set tile mode at END 0 Clear the data memories Input the present 5000 value 45 Input the amount of payment 240 Input the number of periods 0 7503550 59 Interest rate 9 004260713 Annual Interest rate 50 Input another payment amount 0 87700923 7 Interest rate 10 52411085 Annual i...

Page 21: ...983 12 h 65 4 18 3 9789 24th 63 9 19 8 9560 Operation Display Comments MOD O Set tile mode at D LOAN LOAN COMP f CDE Ef 10 L0i4f l Sel the mode m DO END D 0 Clear the data memortes 100008 I0000 Input tile present value 8G 12G Q 0 666666666 Input the interest raie 20 1200 240 lnpul Ille number of payments 08 83 64400699 Monthly payment IE 16 97734032 Principal paid GD8 al Ist payment 66 66666667 In...

Page 22: ...interest rate i and the number of payments periods N are cal culated using the 8 0 8 and 0 keys These calculations are based on the following equations a When the first payment is made in advance or at the beginning of the first payment period use the BGN mode Calculations made in the BGN mode are based on the following equation PMTx 1oo r __ _ N 1 i FV i I h 100 1 1 h 100 b When the irst payment ...

Page 23: ...ount o payment 6 1200 72 Input the number of payment OEJ 1709 2666 53 Futu e value COMP END SF Change tl1e CJCJ mode to END DEl 170 I 468257 Anotl1er future value Payments ExliJimple 2 How money do you have to deposit at the beginning of each month to save 10 000 in ten years when the annual interest rate of 5 5 is compounded monthly I FV I IPMT I N I I 1000015 5 i 2 I 7 I iO X12l Operation Displa...

Page 24: ...0 54 166666 6 interest rate zo Input tile amount 20 of payment 00 408 4022 Number of per1ods G 120 34 03351667 Number of years COMP MODE END SF Cilange tile CJCJ mode to END 00 409 2922 Number of per1ods G l20 34 I0768333 Number of years 46 Calculating Interest Rates Example 4 What annual interest is necessary to yield a 15 000 savings balance if you deposit 50 each month over a period of fifteen ...

Page 25: ...t Input the number of periods Interest rate Annual Interest rate Input another payment Interest rate Annual imerest rate Input another payment Interest rate Annual interest rate C Jh ulat ng Pwiiu ipa and nterest Example 5 What would your savings balance be at the end of two and one half years i 1 the initial deposit was 3 500 and monthly deposits o r 80 are made at the end of each month when the ...

Page 26: ...1es Input the present value Input the interest rate Input the number of periods Future value Change the mode to SF Set the mode at END Comtirm the data Input the amount of payment Comtirm data Future value Total future value D Input Range and Accuracy in Financial Calculations Mode SF LOAN INT It N 7 digits 7 digits 7 digits PMT O aiXI 1010 O alxl 10 10 i 10 1x 10 10 1xl 10 10 1x 10lo FV o alxl 1 ...

Page 27: ...ion Chain multiplication and division Mixed calculation Addition subtraction multiplication and division by a constant Percentage calculation Add on and discount calculation Memory calculation Profit margin calculation Function Calculations Exponential 1 ox ex logarithmic log In reciprocals powers extraction of square roots Statistical Calculations Number of variates Means Standard devi ation of p...

Page 28: ... About 2 200 hours of continuous use Two alkaline batteries LR44 About 1 000 hours of continuous use Usable Temperature 0 C 40 C 32 F 1 04 F Size 70mm W x 137 mm L x 8 mm H 2 3 4 x5 13 32 x5 16 Weight 75 g 2 65 oz including batteries Subject to change without notice 54 MEMO ...

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